Not an Indemnity Claim
In the absence of a specific provision in the policy to the contrary, an insured is not required to prove that, but for the disability, he would have been gainfully…
The Brochure
The Brochure Defines Entitlement The issue of whether a policy manual may create a binding contract in an employment context is reviewed here. The law, broadly speaking, on this subject…
Principles of Interpretation
The principles of interpretation can offer assistance on a general basis in the event of any dispute as to the meaning of the policy, particularly as to coverage issues or…