Employment Disability Insurance: Index Post author:dqh Post published:October 1, 2025 Post category:Disability ContentsEmployment: Disability Insurance Issues: IndexGeneral Principles of InterpretationBrochure as a ContractNot an IndemnityDisability Insurance: Making the ClaimThe Fundamentals of Disability InsuranceShort Term DisabilityActive EmploymentTest of DisabilityThe Elimination PeriodContinual DisabilityProving the ClaimEvidence of the DisabilityGAF ScoreCanada Pension Plan DisabilityThe Date to Test the DisabilitySurveillance EvidenceOnus of ProofRole of the Employer: Agent of the Insurance CompanyEmployer NegligenceOther Entities NegligentDuty of Good FaithCases before FidlerSupreme Court of Canada: Duty of Good Faith: FidlerAggravated & Punitive Damages: Duty of Good FaithChart Summary of Aggravated & Punitive DamagesIssues on Termination of InsuranceDefences to the ClaimMitigationPre-existing Medical ConditionFraudStatutory ConditionsAdministrative Services OnlyOffsets from the ClaimMedical RecordsPatient’s Right to Medical RecordsDuty of ConfidenceThe Medical ReportReport of the Treating PhysicianDoctor’s Trial EvidenceIndependent Medical ExaminationMisuse of Medical RecordsTime DeadlinesThe Rolling Limitation PeriodDiscoverabilityRelief from ForfeitureWaiver & Estoppel Employment: Disability Insurance Issues: Index General Principles of Interpretation Brochure as a Contract Not an Indemnity Disability Insurance: Making the Claim The Fundamentals of Disability Insurance Short Term Disability Active Employment Test of Disability The Elimination Period Continual Disability Proving the Claim Evidence of the Disability GAF Score Canada Pension Plan Disability The Date to Test the Disability Surveillance Evidence Onus of Proof Role of the Employer: Agent of the Insurance Company Employer Negligence Other Entities Negligent Duty of Good Faith Cases before Fidler Supreme Court of Canada: Duty of Good Faith: Fidler Aggravated & Punitive Damages: Duty of Good Faith Chart Summary of Aggravated & Punitive Damages Issues on Termination of Insurance Defences to the Claim Mitigation Pre-existing Medical Condition Fraud Statutory Conditions Administrative Services Only Offsets from the Claim Medical Records Patient’s Right to Medical Records Duty of Confidence The Medical Report Report of the Treating Physician Doctor’s Trial Evidence Independent Medical Examination Misuse of Medical Records Time Deadlines The Rolling Limitation Period Discoverability Relief from Forfeiture Waiver & Estoppel You Might Also Like The Brochure May 14, 2024 Disability Insurance Issues: Introduction May 14, 2024 The Benefits Claim May 13, 2024